Terms of Use
Last updated: September 22, 2026
These Terms of Use govern your access to and use of the Toivo Digital website. By using this website, you agree to these terms. If you do not agree, please do not use the website.
About This Website
This website provides general information about Toivo Digital, our approach, capabilities, and services. Website content is provided for informational purposes and does not by itself create a client, advisory, fiduciary, employment, partnership, or other professional relationship.
Services and Client Engagements
Descriptions of consulting, development, training, support, or other services on this website are general in nature and may change over time. Any actual engagement with Toivo Digital is subject to the terms of the applicable proposal, statement of work, service agreement, or other written agreement between the parties. If those terms conflict with these Terms of Use, the applicable written client agreement controls with respect to that engagement.
Permitted Use
You may use this website for lawful informational and business purposes. You may not use the website in a way that interferes with its operation, attempts to gain unauthorized access to systems or data, introduces malicious code, violates applicable law, infringes the rights of others, or misrepresents your identity or affiliation.
Intellectual Property
Unless otherwise indicated, the content, design, text, graphics, branding, and other materials on this website are owned by or licensed to Toivo Digital and are protected by applicable intellectual property laws. You may view and make reasonable personal or internal business use of website content, but you may not reproduce, distribute, modify, publicly display, or commercially exploit substantial portions of the website without prior written permission, except as permitted by law.
Third-party names, logos, products, and trademarks referenced on this website remain the property of their respective owners. Their appearance does not imply sponsorship or endorsement unless expressly stated.
Accuracy and Availability
We aim to keep the website accurate and useful, but information may occasionally be incomplete, outdated, or contain errors. We may change, suspend, or remove website content or features at any time. We do not guarantee that the website will always be available, uninterrupted, secure, or error-free.
Third-Party Links and Services
The website may contain links to third-party websites or services. We provide these links for convenience and do not control or assume responsibility for third-party content, availability, security, or practices. Your use of third-party websites and services is subject to their own terms and policies.
Disclaimer
To the extent permitted by law, this website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. Information on the website should not be treated as legal, tax, financial, security, or other regulated professional advice unless specifically provided under a separate written engagement that states otherwise.
Limitation of Liability
To the extent permitted by applicable law, Toivo Digital will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this website. Nothing in these terms excludes or limits liability where doing so would be prohibited by law.
Privacy
Our collection and use of information through this website are described in our Privacy Policy.
Changes to These Terms
We may update these Terms of Use from time to time. When we do, we will update the date shown at the top of this page. Your continued use of the website after updated terms are posted constitutes acceptance of the revised terms to the extent permitted by law.
Contact Us
If you have questions about these Terms of Use, contact us at [email protected].
